With the creation of Internet there are a ton of web sites, online offers, and business claiming to be, the next best thing. However, with so many web sites emerging we are picking apart the hoaxes from the legitimate ones. While scams are getting more and more sophisticated in today society, there are four precautions you can take to enable that you will be safe from fraud online.
Common Sense.
Look at their site, or offer and think about what are they promising and how are they presenting it. Is the review from an affiliate marketer that wants to make money off of you? A system that requires you to recruit countless people in order to make money is a pyramid scheme; lets be realistic you can not recruit people forever. These pyramid schemes all have one thing in common; they all have a boiling point. Whenever the crooks start catching on, they remove their site and restructure it again, to take more money from honest people.
E-mail is being oversaturated with spam and worthless offers. Any e-mail you get telling you that you have won something, just delete it. The old saying if something looks to be true it probably is. This is the case with these e-mails claiming that you have just won a new Apple computer.
Protect Your Personal Information.
Do not fall for the old we lost your password, or you account could be disabled if you do not reply trick. This is a common method of getting your personal information called Phishing. Get in the habit of changing your passwords, pins, and other important login information on a semi-annual bases. Make a log file and print it out. Include all of your usernames, passwords, pins, and other important information. Do not store it on your computer, because if your computer is infected with a backdoor Trojan you could put your personal information in jeopardy.
Is This Business Trustworthy?
Do some research on the company before making any purchases from them. Also, run the WHOIS report on them and find out how long they have been on the internet. If they claim to have been in business for 10 years, but the WHOIS report states they have been on for 3 months, I would be very skeptical of them.
Check to see if they have a contact link, about us, or a feedback form. A vital tip is go to Google and type in the company name with the word fraud and scam. See what sites appear below that.
Report Online Fraud.
If you are victim of a scam do not hesitate to report it. You can report online fraud to The Internet Crime Complaint Center (IC3) and also the federal trade commission. You may also elect to file a complaint with the Better Business Bureau, and The Attorney General of State.
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Last but not least, report your scam to www.report-online-scams.com. This is a free service that can help others to protect themselves from con-artist and keep our internet safe.
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